Overview
What Clear is, for anyone — before they are a member, a merchant, a contributor or a developer.
CLEAR is a money app and a financial co-op, built to help renters become owners. Members save in CLRUSD, which is backed one for one by USDC and can be redeemed at any time. Saving and paying rent on time earn equity credits, which can only ever go toward a Clear Deed: a home title, free of debt. Underneath the app is the Clear Protocol, the contracts on Base that hold the savings and keep the records.
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What it covers
Who it is for, the app and the co-op, the Clear Protocol underneath, and each product: savings, equity credits, the Clear Deed, assurance, credit lines and split plans, the card, send, Pay with Clear, rewards, membership
Savings, the credit ledger, paying shops, the card, carry, the reserve and what happens when someone cannot repay — the plain version of the contract build plan
The Clear Deed and the T-Deed behind it, the four asset types, what validators do, and what subdividing and fractionalizing mean
The words Clear uses, in plain terms
What is live, on which network, what is unaudited, and which license applies where — see
NOTICE.mdWho decides things, and who holds which keys, is in Governance. The
technical account of the contracts is in Protocol, and the source code is
introduced in the root README.md.
Who decides this
GovernanceHow the co-op decides